Plan compare

eBay Store subscription break-even calculator

Enter your monthly sales and listing count to see which eBay Store tier is cheapest all-in — subscription + final value fees + per-order fees + insertion overage — and exactly how many sales or listings Basic, Premium, or Anchor needs to pay for itself in your category. Nothing is uploaded.

Select categories (extra free-listing bucket for Basic+): Sports Trading Cards, Collectible Card Games, Collectibles, Music, Books & Magazines, Movies & TV, Video Games, Stamps, Crafts, Party Supplies.

US rates from eBay Help Store selling fees, Selling fees, and Zero insertion fee listings (fetched 2026-10-15). Per-order fee $0.30 (orders $10 or less) / $0.40 (over $10). Fixed-price listings only; auction allotments, upgrades, ads, international and below-standard surcharges are not modeled. Rates change — confirm on eBay Help.

Breakdown

Cheapest plan at your volume—
Saves vs No Store per month$0.00
FVF + per-order per sale: No Store / Starter$0.00
FVF + per-order per sale: Basic and up$0.00
Effective FVF rate (No Store → Store)—
Plan Store fee FVF + order Insertion Total / mo

Break-even (vs No Store)

Basic: monthly sales $ to cover the fee on FVF savings alone—
Basic: orders/mo at your average sale—
Basic: listings/mo to cover the fee on insertion savings alone—
Basic: orders/mo still needed at your listing count—
Starter: listings/mo to cover its fee (no FVF discount)—
Premium beats Basic at (listings/mo)—
Anchor beats Premium at (listings/mo)—

How the numbers work

Every plan pays the same per-order fee ($0.30 on orders of $10 or less, $0.40 above; none on athletic shoes at $150+). A Store changes three other lines:

The calculator adds subscription + FVF + per-order + insertion overage for each tier and picks the cheapest. A tier’s break-even is its fee divided by what it saves you. Most categories, FVF only: Basic monthly needs $27.95 ÷ 0.009 ≈ $3,106 of monthly sales ($2,439 on yearly renewal). Listings only: it needs 250 + $27.95 ÷ $0.35 ≈ 330 listings a month.

Example (the default inputs): 60 orders a month at $45, 400 fixed-price listings, most categories, monthly renewal. No Store costs $367.20 FVF + $24.00 per-order + $52.50 insertion = $443.70. Basic costs $342.90 + $24.00 + $0 + $27.95 = $394.85, which saves $48.85 a month. Starter ($444.15) costs more than No Store.

Big-ticket items flip the math. On a $5,000 sale in most categories, No Store pays 13.6% of the whole $5,000, or $680. A Basic Store pays 12.7% of the first $2,500 plus 2.35% of the rest, or $376.25. That one sale covers about ten months of Basic.

FAQ

Does an eBay Store lower my final value fees?

Only at Basic and above. Starter uses the same FVF table as having no Store (13.6% in most categories). Basic, Premium, Anchor and Enterprise all share one lower table: 12.7% in most categories, 9.35% or 7.35% in many electronics categories, and 2.35% above $2,500 instead of above $7,500. Premium and Anchor do not cut FVF further. What they add is more free listings at cheaper overage rates.

How much do I need to sell for a Basic Store to pay for itself?

In most categories, about $3,106 a month in total sales on monthly renewal, or $2,439 on yearly, counting FVF savings alone. In 9.35% categories it drops to about $657 a month on monthly renewal, and in 7.35% categories to about $447. Free listings count too: past roughly 330 fixed-price listings a month, Basic’s 1,000 free listings already cover the fee before you sell anything.

Is the Starter Store worth it?

Rarely. It gives you no FVF discount and the same 250 free listings, and it only cuts overage from $0.35 to $0.30. On monthly renewal you need about 409 listings a month just to cover the $7.95. Basic beats Starter on listings alone once you pass about 317 listings a month (307 on yearly), before you count Basic’s lower FVF.

Do Good ’Til Cancelled renewals use up free listings?

Yes. eBay says GTC listings renew once per calendar month, and each renewal counts toward your zero insertion fee allotment. 600 active GTC listings means about 600 insertions a month, even if you create nothing new. That alone can push you past 250 free listings and make Basic cheaper.

Why do handbags, jewelry and athletic shoes behave differently?

In these categories the rate is set by the whole sale price, not by bands of it. Handbags are 15% (Store 13%) up to $2,000, then 9% (Store 7%) on the whole sale. Jewelry works the same way at $5,000. Athletic shoes are 13.6% (Store 12.7%) under $150, then 8% (Store 7%) with no per-order fee at $150 or more. That means a $2,001 bag costs less in fees than a $2,000 one. Watch for these cliffs before you blame (or credit) the Store.

Is this my exact eBay bill?

No. It is a planning estimate from eBay’s published US rates. It treats every order as one item at your average price, so if your sale prices are spread out, run a few averages. It leaves out several things: auction listings (Basic+ get insertion credits on sold auctions), optional upgrades, Promoted Listings, the 1.65% international fee, below-standard and high “not as described” surcharges, and the yearly-renewal commitment terms in eBay’s Stores Subscription Terms. Check your invoice and eBay Help.